Personalized guidance for private student loan borrowers
See If You're Eligible to Reduce Your Monthly Payments by up to 50%
Private student loan debt can feel overwhelming, especially when payments are high. We help you understand your situation and explore what may be possible.
- Private loans only
- No obligation
- Confidential
Ratings and credentials shown reflect our independent program provider, not Private Student Loan Assist directly.
Free quote inside
Let's map out your options
This takes about a minute. Share your balance, payment, and loan type, and an advisor will confirm what applies to you. Includes a free quote.
Thanks, we're on it.
An advisor will review what you shared and reach out to walk through your options. You're never required to enroll simply because you requested a consultation.
Real Reviews From Real Clients
Ratings and reviews shown here reflect the experience of clients of our independent program provider, not of Private Student Loan Assist directly.
Private student loan options built around your situation
There is no single solution that works for every private student loan borrower. Depending on your circumstances, available services may include:
- Private student loan counseling
- Payment and repayment strategy reviews
- Loan and account documentation reviews
- Debt validation reviews, where applicable
- Hardship-related options
- Consolidation or refinancing considerations
- Assistance understanding collection-related concerns
- Other strategies offered through qualified independent providers
Our goal is to help you understand your situation before you make an important financial decision. Your situation is unique, so your review should be too.
See What Options May Be AvailableA clearer path through private student loan questions
Private student loans can involve complicated agreements, changing balances, interest charges, payment histories, servicing records, and collection activity. Trying to understand all of that on your own can be frustrating.
Our goal
Make a complicated situation easier to understand, and help you identify a reasonable next step. You remain in control of the decision to move forward.
A closer look at your circumstances
We help borrowers take a closer look at their circumstances so they can better understand their potential options before deciding what to do next.
Personalized guidance, plus a network
Our approach combines personalized guidance with services available through independent network providers where appropriate.
A review built around your file
Depending on your circumstances, a review may involve examining information about your loan, account history, payment information, collection communications, and available documentation.
Don't know where to start?
That's exactly why the initial discovery phone call matters. Start your free consultation and we'll take it from there.
Our Private Student Loan Services
Private Student Loan Counseling
A Strategy That Starts with Your Situation
Private student loan payments can put significant pressure on your monthly budget.
Whether your concern involves a high payment, increasing variable interest rate, multiple loans, changing income, or difficulty understanding your account, delinquency, or removal of your co-signer, the first step is determining exactly what you're dealing with.
Our counseling process can help you:
- Review your current private student loan obligations
- Understand your payment and repayment circumstances
- Identify account questions or potential concerns
- Consider available options for co-signer removal
- Compare potential options and considerations
- Create a clearer path toward your next financial decision
- How to reduce your monthly payments up to 50%
We don't assume that one approach is right for everyone.
Get Personalized GuidanceWhat is private student loan debt validation?
Under the Fair Debt Collection Practices Act (FDCPA), certain consumers have rights when dealing with a covered debt collector. Generally, a debt collector must provide specified validation information in its initial communication or within five days of it, unless an exception applies. That information generally helps consumers identify the debt and understand how they can dispute it.
If validation looks like it applies to your file, we connect you with an independent partner who handles the validation work directly. That partner discloses its fees to you in writing before you owe anything, and you deal with them directly, not through us.
A debt validation request does not automatically erase a debt. It does not guarantee that a debt will be canceled, reduced, discharged, or eliminated, and it does not mean every private student loan or every collection communication is subject to the FDCPA. Whether the law applies depends on the facts, the parties involved, the type of debt, and applicable federal and state law.
If you believe a debt collector violated your rights, you dispute the enforceability of an account, you've received legal papers, or you need legal advice concerning your specific circumstances, consider speaking with a qualified attorney.
See the full validation process step by step →
Request a Private Student Loan Validation ReviewA simple 3-step process
Understand. Review. Decide. You don't need to know exactly what service you need before contacting us. We'll start with your situation.
Start with a free consultation
Tell us what's happening. Speak with an advisor about your private student loans, payments, financial circumstances, and concerns. We'll help you understand whether your situation may be appropriate for further review.
No obligation to move forwardReview your options
If a service appears appropriate, we'll explain the process, potential costs, and important considerations. Depending on your circumstances, this may involve counseling, an account review, debt validation consulting where applicable, hardship-related strategies, or consolidation-related consulting.
You decide whether to proceedMove forward with your decision
Take the next step with greater confidence. If you choose a service, we'll help you understand the process and what to expect as you move forward.
Clear, organized, easier to navigateYour next step starts with a conversation
Understand your loans. Explore your options. Move forward with confidence, at no cost for your first conversation.